What is Excess Insurance?

Your car rental agreement normally includes cover for Collision Damage Waiver (CDW) and Theft. However you are still liable for the Excess on CDW and Theft. When a rental car is damaged or stolen, the driver may asked to pay the first portion of the repair or replacement costs. This is known as the Excess. Please see your rental contract to see how much excess is on your car.

No Excess Insurance covers you not only for the total amount of Excess for which you are liable if the car is damaged or stolen, but also for damage to the roof and undercarriage of the car, and windows and tyres.

 

How our Excess Insurance Works

The Policy Holder is insured , not the rental vehicle. Excess is a voluntary insurance. Decline the car rental company’s Excess cover at the counter when you collect the car. If the car is damaged or stolen, the car rental company will charge your credit card for the Excess amount and you then claim for reimbursement on your Policy.

Your policy provides excess insurance every time you rent a car

Annual European Excess Cover

Annual Worldwide Excess Cover

Extended Annual Worldwide Excess Cover

	Europe	Valid for 31 continuous days for any one car hire	The policyholder and all additional drivers on the car rental agreement for unlimited use throughout the 12 month period.	£49.00
	Worldwide (subject to terms)	Valid for 31 continuous days for any one car hire	The policyholder and all additional drivers on the car rental agreement for unlimited use throughout the 12 month period.	£65.00
	Worldwide (subject to terms)	Valid for 60 continuous days for any one car hire	The policyholder and all additional drivers on the car rental agreement for unlimited use throughout the 12 month period.	£79.00
	Europe	Valid for 31 continuous days for any one car hire	Covers 2 policy holders, who must be family members or partners, travelling toether or separately. The policyholders and all additional drivers on the car rental agreement for unlimited use throught the 12 month period.	£79.00
	Worldwide (subject to terms)	Valid for 31 continuous days for any one car hire	Covers 2 policy holders, who must be family members or partners, travelling toether or separately. The policyholders and all additional drivers on the car rental agreement for unlimited use throught the 12 month period.	£106.00
	USA and Canada	Valid for 31 continuous days for any one car hire	CDW/SLI annual policy - CDW covers damage and loss of use of the rental vehicle up to US$100,000 in value, and SLI covers third party liability up to US$1m. Cover alse includes theft protection.	£109.00
	Worldwide	Valid for 31 continuous days for any one car hire	CDW/SLI annual policy - CDW covers damage and loss of use of the rental vehicle up to US$100,000 in value, and SLI covers third party liability up to US$1m. In addition, this policy includes Worldwide Excess 32 to cover excess where it is charged.	£129.00
	Same cover as Europe 31 applies and in addition policies will cover customers aged between 75 and 85.			£65.00
	Same cover as Worldwide 31 and in addition will cover customer aged between 75 and 85.			£75.00

• Airport surcharge
• Best Price Guarantee
• Break Down Assist
• Cancellation Insurance
• Collision Damage Waiver
• Road Fund Tax
• Third party insurance
• Theft waiver
• Unlimited Mileage
• VAT and all local taxes
• Vehicle Theft Waiver
• 24hr breakdown assistance.